The ALICE population in Northwest Indiana faces a significant barrier to financial stability and homeownership. These are hardworking individuals and families who earn above the poverty line but still struggle to afford necessities. They are often:

• Pay 30%+ of their income toward housing (often renting)


• Lack emergency savings to handle unexpected expenses


• Have credit scores that cost them hundreds of dollars more per month in mortgage payments


• Don't have access to personalized financial guidance


• Feel overwhelmed by the path to homeownership

The Gap We're Filling:

While our monthly Financial Wellness Workshops provide excellent education to groups of 20-30 participants, individual coaching is where transformation happens. Participants need:

• Personalized attention to apply concepts to their unique situations


• Accountability partners to stay on track between workshops


• Emotional support during setbacks and challenges


• Expert guidance to navigate complex credit issues and savings strategies


• Someone who believes in them when they doubt themselves

The Impact:

Your coaching directly enables participants to:

• Build emergency funds that prevent financial crises


• Improve credit scores by 40-100+ points (worth $200+ per month in mortgage savings)


• Reduce debt by thousands of dollars


• Qualify for better mortgage rates and home loan programs


• Move from renting to homeownership within 1-3 years


• Break cycles of financial instability for their families

We coach clients on 4 metrics:

• Debt Reduction


• Credit Improvement


• Increase Savings


• Cashflow Optimizing

You will be assigned which of these areas you can help in by the program leader and based on your strength/knowledge level.